Side-by-side · Q2 2026 data
Texas Dps Credit Union vs Vatat Credit Union
Metric by metric
| Measure | Texas Dps Credit Union | Vatat Credit Union |
|---|---|---|
| TellerScore | 79 | 82 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 95 (stronger) | 75 |
| Earnings | 44 | 73 (stronger) |
| Funding & liquidity | 94 (stronger) | 64 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 62nd | 70th |
| Total assets | $98.1M | $11.0M |
| Deposits / shares | $85.2M | $8.7M |
| Capital ratio | 12.48% | 17.90% (stronger) |
| Problem loans | 0.15% (stronger) | 0.74% |
| Net charge-offs | 0.43% | 0.00% (stronger) |
| Return on assets | 0.61% | 1.33% (stronger) |
| Loans ÷ deposits | 66.0% (stronger) | 78.0% |
| Uninsured deposits | 7.7% (stronger) | 31.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.4% | — |
Vatat Credit Union has the higher TellerScore (82 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Texas Dps Credit Union leads on 3 and Vatat Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.