Side-by-side · Q2 2026 data
Texas Health Credit Union vs Mtcu Credit Union
Metric by metric
| Measure | Texas Health Credit Union | Mtcu Credit Union |
|---|---|---|
| TellerScore | 66 | 69 (stronger) |
| Capital cushion | 88 (stronger) | 75 |
| Loan quality | 28 | 73 (stronger) |
| Earnings | 46 (stronger) | 27 |
| Funding & liquidity | 97 (stronger) | 88 |
| Problem-loan coverage | 84 | 92 (stronger) |
| Peer percentile | 37th | 48th |
| Total assets | $134.3M | $137.3M |
| Deposits / shares | $126.0M | $121.1M |
| Capital ratio | 13.77% (stronger) | 12.47% |
| Problem loans | 2.17% | 0.80% (stronger) |
| Net charge-offs | 1.54% | 0.48% (stronger) |
| Return on assets | 0.65% (stronger) | 0.18% |
| Loans ÷ deposits | 55.3% (stronger) | 72.3% |
| Uninsured deposits | 17.8% | 0.2% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.6% | — |
Mtcu Credit Union has the higher TellerScore (69 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Texas Health Credit Union leads on 3 and Mtcu Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.