Side-by-side · Q2 2026 data
Texas People Federal Credit Union vs Concho Valley Credit Union
Metric by metric
| Measure | Texas People Federal Credit Union | Concho Valley Credit Union |
|---|---|---|
| TellerScore | 73 | 78 (stronger) |
| Capital cushion | 100 (stronger) | 64 |
| Loan quality | 90 | 95 (stronger) |
| Earnings | 0 | 51 (stronger) |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 47th | 59th |
| Total assets | $24.3M | $25.7M |
| Deposits / shares | $19.7M | $22.6M |
| Capital ratio | 18.04% (stronger) | 11.44% |
| Problem loans | 0.31% | 0.14% (stronger) |
| Net charge-offs | 1.08% | 0.10% (stronger) |
| Return on assets | -1.17% | 0.79% (stronger) |
| Loans ÷ deposits | 86.6% | 59.6% (stronger) |
| Uninsured deposits | 5.4% | 3.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Concho Valley Credit Union has the higher TellerScore (78 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Texas People Federal Credit Union leads on 1 and Concho Valley Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.