Side-by-side · Q2 2026 data
Texas People Federal Credit Union vs Shared Resources Credit Union
Metric by metric
| Measure | Texas People Federal Credit Union | Shared Resources Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 90 (stronger) | 81 |
| Earnings | 0 | 0 |
| Funding & liquidity | 74 | 74 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 47th | 28th |
| Total assets | $24.3M | $25.4M |
| Deposits / shares | $19.7M | $21.9M |
| Capital ratio | 18.04% (stronger) | 12.70% |
| Problem loans | 0.31% (stronger) | 0.57% |
| Net charge-offs | 1.08% | 0.67% (stronger) |
| Return on assets | -1.17% | -0.70% (stronger) |
| Loans ÷ deposits | 86.6% | 86.4% (stronger) |
| Uninsured deposits | 5.4% | 2.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Texas People Federal Credit Union has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Texas People Federal Credit Union leads on 3 and Shared Resources Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.