Side-by-side · Q2 2026 data
Texas Regional Bank vs Brownsville City Employees Federal Credit Union
Credit union
Brownsville City Employees Federal Credit Union
Brownsville, Texas · Under $100 million in assets
Metric by metric
| Measure | Texas Regional Bank | Brownsville City Employees Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 83 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 80 | 87 (stronger) |
| Earnings | 32 | 33 (stronger) |
| Funding & liquidity | 46 | 100 (stronger) |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 11th | 72nd |
| Total assets | $2.9B | $6.9M |
| Deposits / shares | $2.5B | $4.6M |
| Capital ratio | 8.77% | 31.93% (stronger) |
| Problem loans | 0.59% | 0.40% (stronger) |
| Net charge-offs | 0.07% (stronger) | 1.56% |
| Return on assets | 0.30% | 0.32% (stronger) |
| Loans ÷ deposits | 71.6% | 46.7% (stronger) |
| Uninsured deposits | 53.7% | 0.0% (stronger) |
| Offices | 38 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.0% | — |
Brownsville City Employees Federal Credit Union has the higher TellerScore (83 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Texas Regional Bank leads on 1 and Brownsville City Employees Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.