Side-by-side · Q2 2026 data
TexasBank vs Gecu Federal Credit Union
Metric by metric
| Measure | TexasBank | Gecu Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 75 |
| Capital cushion | 79 | 86 (stronger) |
| Loan quality | 86 (stronger) | 67 |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 37 | 60 (stronger) |
| Problem-loan coverage | 90 (stronger) | 87 |
| Peer percentile | 90th | 75th |
| Total assets | $2.5B | $4.7B |
| Deposits / shares | $2.0B | $3.9B |
| Capital ratio | 12.87% | 13.61% (stronger) |
| Problem loans | 0.41% (stronger) | 1.00% |
| Net charge-offs | 0.12% (stronger) | 1.20% |
| Return on assets | 2.33% (stronger) | 1.38% |
| Loans ÷ deposits | 105.3% | 100.0% (stronger) |
| Uninsured deposits | 30.9% | 6.9% (stronger) |
| Offices | 17 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
TexasBank has the higher TellerScore (80 vs 75). On the 7 directional measures above (where higher or lower is clearly better), TexasBank leads on 4 and Gecu Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.