Side-by-side · Q2 2026 data
TexasBank vs Mountain Star Federal Credit Union
Metric by metric
| Measure | TexasBank | Mountain Star Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 83 (stronger) |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 86 (stronger) | 77 |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 37 | 78 (stronger) |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 90th | 72nd |
| Total assets | $2.5B | $46.5M |
| Deposits / shares | $2.0B | $35.5M |
| Capital ratio | 12.87% | 18.45% (stronger) |
| Problem loans | 0.41% (stronger) | 0.70% |
| Net charge-offs | 0.12% (stronger) | 0.87% |
| Return on assets | 2.33% (stronger) | 1.09% |
| Loans ÷ deposits | 105.3% | 82.6% (stronger) |
| Uninsured deposits | 30.9% | 4.4% (stronger) |
| Offices | 17 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mountain Star Federal Credit Union has the higher TellerScore (83 vs 80). On the 7 directional measures above (where higher or lower is clearly better), TexasBank leads on 3 and Mountain Star Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.