Side-by-side · Q2 2026 data
Texoma Community Credit Union vs First Basin Credit Union
Metric by metric
| Measure | Texoma Community Credit Union | First Basin Credit Union |
|---|---|---|
| TellerScore | 63 | 75 (stronger) |
| Capital cushion | 62 | 65 (stronger) |
| Loan quality | 77 | 90 (stronger) |
| Earnings | 38 | 44 (stronger) |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 84 | 95 (stronger) |
| Peer percentile | 29th | 66th |
| Total assets | $325.5M | $343.2M |
| Deposits / shares | $278.7M | $278.5M |
| Capital ratio | 11.22% | 11.46% (stronger) |
| Problem loans | 0.70% | 0.29% (stronger) |
| Net charge-offs | 0.53% (stronger) | 0.67% |
| Return on assets | 0.45% | 0.59% (stronger) |
| Loans ÷ deposits | 96.4% | 57.0% (stronger) |
| Uninsured deposits | 3.7% (stronger) | 3.7% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 38.5% |
First Basin Credit Union has the higher TellerScore (75 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Texoma Community Credit Union leads on 2 and First Basin Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.