Side-by-side · Q2 2026 data
Texstar Federal Credit Union vs Amarillo Postal Employees Credit Union
Credit union
Amarillo Postal Employees Credit Union
Amarillo, Texas · Under $100 million in assets
Metric by metric
| Measure | Texstar Federal Credit Union | Amarillo Postal Employees Credit Union |
|---|---|---|
| TellerScore | 53 | 77 (stronger) |
| Capital cushion | 86 (stronger) | 78 |
| Loan quality | 0 | 96 (stronger) |
| Earnings | 18 | 22 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 84 | 99 (stronger) |
| Peer percentile | 12th | 57th |
| Total assets | $20.0M | $19.5M |
| Deposits / shares | $17.2M | $16.9M |
| Capital ratio | 13.59% (stronger) | 12.75% |
| Problem loans | 3.86% | 0.13% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.12% |
| Return on assets | -0.04% | 0.06% (stronger) |
| Loans ÷ deposits | 30.9% (stronger) | 45.6% |
| Uninsured deposits | 4.0% (stronger) | 4.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Amarillo Postal Employees Credit Union has the higher TellerScore (77 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Texstar Federal Credit Union leads on 4 and Amarillo Postal Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.