Side-by-side · Q2 2026 data
Texstar Federal Credit Union vs Brazos Community Credit Union
Metric by metric
| Measure | Texstar Federal Credit Union | Brazos Community Credit Union |
|---|---|---|
| TellerScore | 53 | 57 (stronger) |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 0 | 30 (stronger) |
| Earnings | 18 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 84 (stronger) | 82 |
| Peer percentile | 12th | 17th |
| Total assets | $20.0M | $20.0M |
| Deposits / shares | $17.2M | $16.4M |
| Capital ratio | 13.59% | 16.99% (stronger) |
| Problem loans | 3.86% | 2.10% (stronger) |
| Net charge-offs | 0.09% (stronger) | 1.59% |
| Return on assets | -0.04% (stronger) | -2.89% |
| Loans ÷ deposits | 30.9% (stronger) | 88.7% |
| Uninsured deposits | 4.0% (stronger) | 4.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Brazos Community Credit Union has the higher TellerScore (57 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Texstar Federal Credit Union leads on 4 and Brazos Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.