Side-by-side · Q2 2026 data
The Andover Bank vs Belmont Savings Bank
Metric by metric
| Measure | The Andover Bank | Belmont Savings Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 65 |
| Capital cushion | 46 | 86 (stronger) |
| Loan quality | 91 (stronger) | 44 |
| Earnings | 52 (stronger) | 35 |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 96 (stronger) | 82 |
| Peer percentile | 50th | 29th |
| Total assets | $595.1M | $612.9M |
| Deposits / shares | $553.1M | $496.7M |
| Capital ratio | 9.63% | 13.63% (stronger) |
| Problem loans | 0.26% (stronger) | 1.67% |
| Net charge-offs | 0.02% | 0.02% (stronger) |
| Return on assets | 0.79% (stronger) | 0.36% |
| Loans ÷ deposits | 50.6% (stronger) | 74.6% |
| Uninsured deposits | 13.2% | 8.1% (stronger) |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | — |
The Andover Bank has the higher TellerScore (72 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Andover Bank leads on 4 and Belmont Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.