Side-by-side · Q2 2026 data
The Andover Bank vs CNB Bank
Metric by metric
| Measure | The Andover Bank | CNB Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 65 |
| Capital cushion | 46 | 52 (stronger) |
| Loan quality | 91 (stronger) | 72 |
| Earnings | 52 | 74 (stronger) |
| Funding & liquidity | 100 (stronger) | 55 |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 50th | 36th |
| Total assets | $595.1M | $8.4B |
| Deposits / shares | $553.1M | $7.2B |
| Capital ratio | 9.63% | 10.17% (stronger) |
| Problem loans | 0.26% (stronger) | 0.84% |
| Net charge-offs | 0.02% (stronger) | 0.05% |
| Return on assets | 0.79% | 1.36% (stronger) |
| Loans ÷ deposits | 50.6% (stronger) | 89.7% |
| Uninsured deposits | 13.2% (stronger) | 28.8% |
| Offices | 10 | 78 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | 10.4% |
The Andover Bank has the higher TellerScore (72 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Andover Bank leads on 5 and CNB Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.