Side-by-side · Q2 2026 data
The Andover Bank vs Community First Credit Union
Metric by metric
| Measure | The Andover Bank | Community First Credit Union |
|---|---|---|
| TellerScore | 72 | 77 (stronger) |
| Capital cushion | 46 | 90 (stronger) |
| Loan quality | 91 (stronger) | 44 |
| Earnings | 52 | 78 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 50th | 57th |
| Total assets | $595.1M | $99.8M |
| Deposits / shares | $553.1M | $85.1M |
| Capital ratio | 9.63% | 13.96% (stronger) |
| Problem loans | 0.26% (stronger) | 1.69% |
| Net charge-offs | 0.02% | -0.24% (stronger) |
| Return on assets | 0.79% | 1.45% (stronger) |
| Loans ÷ deposits | 50.6% (stronger) | 55.9% |
| Uninsured deposits | 13.2% | 2.2% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | — |
Community First Credit Union has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Andover Bank leads on 2 and Community First Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ashtabula, OH
- Jefferson, OH