Side-by-side · Q2 2026 data
The Andover Bank vs Port Conneaut Federal Credit Union
Credit union
Port Conneaut Federal Credit Union
Conneaut, Ohio · Under $100 million in assets
Metric by metric
| Measure | The Andover Bank | Port Conneaut Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 52 |
| Capital cushion | 46 | 79 (stronger) |
| Loan quality | 91 (stronger) | 1 |
| Earnings | 52 (stronger) | 25 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 (stronger) | 80 |
| Peer percentile | 50th | 11th |
| Total assets | $595.1M | $30.7M |
| Deposits / shares | $553.1M | $26.2M |
| Capital ratio | 9.63% | 12.89% (stronger) |
| Problem loans | 0.26% (stronger) | 2.98% |
| Net charge-offs | 0.02% (stronger) | 0.24% |
| Return on assets | 0.79% (stronger) | 0.13% |
| Loans ÷ deposits | 50.6% (stronger) | 51.8% |
| Uninsured deposits | 13.2% | 3.5% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | — |
The Andover Bank has the higher TellerScore (72 vs 52). On the 7 directional measures above (where higher or lower is clearly better), The Andover Bank leads on 5 and Port Conneaut Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ashtabula, OH
- Conneaut, OH