Side-by-side · Q2 2026 data
The Andovers Federal Credit Union vs Triangle Credit Union
Credit union
The Andovers Federal Credit Union
Andover, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | The Andovers Federal Credit Union | Triangle Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 62 |
| Capital cushion | 82 (stronger) | 39 |
| Loan quality | 78 | 80 (stronger) |
| Earnings | 60 (stronger) | 44 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 68th | 26th |
| Total assets | $36.9M | $865.7M |
| Deposits / shares | $32.0M | $713.3M |
| Capital ratio | 13.21% (stronger) | 8.89% |
| Problem loans | 0.67% | 0.59% (stronger) |
| Net charge-offs | 0.28% | 0.20% (stronger) |
| Return on assets | 1.00% (stronger) | 0.61% |
| Loans ÷ deposits | 23.5% (stronger) | 76.9% |
| Uninsured deposits | 4.2% (stronger) | 8.0% |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 31.5% |
The Andovers Federal Credit Union has the higher TellerScore (81 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Andovers Federal Credit Union leads on 5 and Triangle Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.