TellerScore

Headquartered in Nashua, New Hampshire, Triangle Credit Union is a federally insured state-chartered credit union with $865.7M in total assets and $713.3M in member shares and deposits as of Q2 2026. It operates 8 offices. Its charter dates back to 1939.

Triangle Credit Union has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 26% of its 1,341 credit unions with $100 million – $1 billion. Among 12 credit unions headquartered in New Hampshire, it ranks 9th. Problem-loan coverage contributes the most (92/100, 4.2%); capital cushion contributes the least (39/100, 8.89%).

TellerScore · Q2 2026

Scorecard

Capital cushion39/100
Net worth ratio: 8.89%
Loan quality80/100
Loans 60+ days delinquent ÷ total loans: 0.59%
Earnings44/100
Return on assets (annualized): 0.61%
Funding & liquidity83/100
Loans ÷ shares: 76.9% · 8.0% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.21%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (60 → 62), mostly because the funding & liquidity component improved by 7 points.

TellerScore
545964Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202454
Q3 202455
Q4 202457
Q1 202560
Q2 202560
Q3 202561
Q4 202563
Q1 202664
Q2 202662
Net worth ratio
7.00%7.95%8.89%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.63%
Q3 20247.92%
Q4 20247.90%
Q1 20258.01%
Q2 20258.26%
Q3 20258.40%
Q4 20258.69%
Q1 20268.73%
Q2 20268.89%
Delinquent loans (60+ days)
0.21%0.40%0.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.38%
Q3 20240.42%
Q4 20240.36%
Q1 20250.21%
Q2 20250.48%
Q3 20250.50%
Q4 20250.52%
Q1 20260.36%
Q2 20260.59%
Return on assets
0.06%0.42%0.79%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.06%
Q3 20240.10%
Q4 20240.12%
Q1 20250.33%
Q2 20250.55%
Q3 20250.69%
Q4 20250.79%
Q1 20260.60%
Q2 20260.61%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$865.7M8.89%0.59%0.61%76.9%
Q1 202664$872.0M8.73%0.36%0.60%78.4%
Q4 202563$858.7M8.69%0.52%0.79%82.2%
Q3 202561$857.4M8.40%0.50%0.69%83.8%
Q2 202560$847.5M8.26%0.48%0.55%84.7%
Q1 202560$853.2M8.01%0.21%0.33%81.3%
Q4 202457$843.5M7.90%0.36%0.12%83.5%
Q3 202455$839.0M7.92%0.42%0.10%85.1%
Q2 202454$862.7M7.63%0.38%0.06%86.9%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.89%
12th
Problem loans0.59%
57th
Net charge-offs0.20%
71st
Return on assets0.61%
39th
Loans to deposits76.9%
47th
Uninsured deposits8.0%
29th
Loan-loss reserves0.00%
50th
Texas ratio4.2%
48th

Similar-size credit unions in New Hampshire

InstitutionScoreAssetsCapitalProblem loansCompare
Granite State Credit UnionCredit union Manchester, NH70 out of 100, Strong$749.5M9.9%0.49%vs
Bellwether Community Credit UnionCredit union Manchester, NH62 out of 100, Moderate$674.7M9.4%0.28%vs
Holy Rosary Credit UnionCredit union Rochester, NH69 out of 100, Moderate$508.0M9.3%0.48%vs
New Hampshire Federal Credit UnionCredit union Concord, NH85 out of 100, Very strong$331.6M13.8%0.07%vs
Members First Credit Union of N.H.Credit union Manchester, NH70 out of 100, Strong$277.1M9.5%0.52%vs

Deposit insurance

Is my money safe at Triangle Credit Union?

Yes. Triangle Credit Union is a federally insured credit union (NCUA charter #68210). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.0% of shares and deposits ($56.9M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.89%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

8 locations

Branches

Triangle Credit Union lists 8 offices in 4 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Triangle Credit Union reported 223 home-loan applications under HMDA (LEI 549300MUCZWG8XJCW607): 99 originated ($35,935,000 total), 46 denied, and 77 withdrawn or closed by the applicant. Its denial rate on decided applications was 31.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Triangle Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68210
RSSD ID
940179
Primary regulator
State + NCUA
Established
1939
Headquarters
33 Franklin St, Nashua, NH 03064
Employees
157

Quick answers

Triangle Credit Union: common questions

Is Triangle Credit Union NCUA insured?

Yes. Triangle Credit Union is a federally insured credit union (NCUA charter #68210). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Triangle Credit Union's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Triangle Credit Union have?

8 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Nashua

InstitutionScoreAssetsCapitalProblem loansCompare
New Hampshire Postal Credit UnionCredit union Manchester, NH100 out of 100, Very strong$68.5M22.6%0.03%vs
Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA97 out of 100, Very strong$10.2M24.8%0.12%vs
Fidelity Personal Trust Company, FSBBank Merrimack, NH93 out of 100, Very strong$74.6M101.5%0.00%vs
Billerica Municipal Employees Credit UnionCredit union Billerica, MA91 out of 100, Very strong$23.6M17.8%0.00%vs
Burlington Municipal Employees Federal Credit UnionCredit union Burlington, MA82 out of 100, Strong$11.0M15.3%0.53%vs
The Andovers Federal Credit UnionCredit union Andover, MA81 out of 100, Strong$36.9M13.2%0.67%vs