Side-by-side · Q2 2026 data
The Atlanta National Bank vs Scott State Bank
Metric by metric
| Measure | The Atlanta National Bank | Scott State Bank |
|---|---|---|
| TellerScore | 69 | 86 (stronger) |
| Capital cushion | 66 | 87 (stronger) |
| Loan quality | 67 | 92 (stronger) |
| Earnings | 43 | 65 (stronger) |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 37th | 90th |
| Total assets | $81.3M | $203.5M |
| Deposits / shares | $69.0M | $178.0M |
| Capital ratio | 11.59% | 13.67% (stronger) |
| Problem loans | 1.00% | 0.24% (stronger) |
| Net charge-offs | 0.60% | 0.03% (stronger) |
| Return on assets | 0.56% | 1.12% (stronger) |
| Loans ÷ deposits | 50.7% (stronger) | 65.5% |
| Uninsured deposits | 11.9% (stronger) | 17.9% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.4% |
Scott State Bank has the higher TellerScore (86 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Atlanta National Bank leads on 2 and Scott State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.