The Atlanta National Bank is a national bank headquartered in Atlanta, Illinois, in business for about 139 years. At the end of Q2 2026 it reported $81.3M in total assets and $69.0M in deposits, with 3 offices.
Based on its Q2 2026 filing, The Atlanta National Bank scores 69/100, which we describe as moderate. That is higher than only 37% of 546 banks with under $100 million in assets. Among 326 banks headquartered in Illinois, it ranks 184th. Its strongest component is funding & liquidity (100/100; 51% loans-to-deposits, 12% uninsured), and its lowest is earnings (43/100; 0.56%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 7 points (76 → 69), mostly because the loan quality component weakened by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 75 |
| Q3 2024 | 74 |
| Q4 2024 | 77 |
| Q1 2025 | 78 |
| Q2 2025 | 76 |
| Q3 2025 | 74 |
| Q4 2025 | 69 |
| Q1 2026 | 66 |
| Q2 2026 | 69 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.08% |
| Q3 2024 | 12.94% |
| Q4 2024 | 12.25% |
| Q1 2025 | 12.49% |
| Q2 2025 | 12.50% |
| Q3 2025 | 12.43% |
| Q4 2025 | 11.87% |
| Q1 2026 | 11.66% |
| Q2 2026 | 11.59% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.58% |
| Q3 2024 | 0.66% |
| Q4 2024 | 0.08% |
| Q1 2025 | 0.34% |
| Q2 2025 | 0.60% |
| Q3 2025 | 0.66% |
| Q4 2025 | 1.01% |
| Q1 2026 | 1.44% |
| Q2 2026 | 1.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.21% |
| Q3 2024 | 0.24% |
| Q4 2024 | 0.33% |
| Q1 2025 | 0.53% |
| Q2 2025 | 0.54% |
| Q3 2025 | 0.50% |
| Q4 2025 | 0.43% |
| Q1 2026 | 0.64% |
| Q2 2026 | 0.56% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $81.3M | 11.59% | 1.00% | 0.56% | 50.7% |
| Q1 2026 | 66 | $83.0M | 11.66% | 1.44% | 0.64% | 48.3% |
| Q4 2025 | 69 | $76.3M | 11.87% | 1.01% | 0.43% | 53.0% |
| Q3 2025 | 74 | $75.6M | 12.43% | 0.66% | 0.50% | 50.7% |
| Q2 2025 | 76 | $75.5M | 12.50% | 0.60% | 0.54% | 47.7% |
| Q1 2025 | 78 | $73.9M | 12.49% | 0.34% | 0.53% | 48.9% |
| Q4 2024 | 77 | $72.8M | 12.25% | 0.08% | 0.33% | 52.0% |
| Q3 2024 | 74 | $71.8M | 12.94% | 0.66% | 0.24% | 48.0% |
| Q2 2024 | 75 | $71.6M | 13.08% | 0.58% | 0.21% | 44.6% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of BourbonnaisBank Bourbonnais, IL | 77 out of 100, Strong | $81.6M | 11.9% | 0.00% | vs |
| Kinmundy BankBank Kinmundy, IL | 85 out of 100, Very strong | $80.1M | 13.0% | 0.67% | vs |
| Beardstown Savings s.b.Bank Beardstown, IL | 64 out of 100, Moderate | $79.5M | 10.5% | 1.15% | vs |
| The First Bank and Trust Company of MurphysboroBank Murphysboro, IL | 33 out of 100, Low | $83.1M | 9.3% | 3.39% | vs |
| Washington State BankBank Washington, IL | 61 out of 100, Moderate | $79.1M | 9.1% | 1.03% | vs |
| First State Bank of OlmstedBank Olmsted, IL | 64 out of 100, Moderate | $78.4M | 12.6% | 2.09% | vs |
Deposit insurance
Is my money safe at The Atlanta National Bank?
Yes. The Atlanta National Bank is an FDIC-insured institution (FDIC certificate #3601). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 11.9% of deposits ($8.2M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.59%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 21.10% (benchmark: 10%).
3 locations
Branches
The Atlanta National Bank lists 3 offices in 3 cities. Most locations:
- Atlanta, IL (1)
- Mclean, IL (1)
- Pekin, IL (1)
Identity & history
Profile
- Legal name
- The Atlanta National Bank
- Type
- National bank
- FDIC certificate #
- 3601
- RSSD ID
- 672238
- Primary regulator
- OCC
- Holding company
- Anb Bcorp Inc
- Established
- August 2, 1887
- Headquarters
- 105 Ne Church St, Atlanta, IL 61723
- Employees
- 17
Quick answers
The Atlanta National Bank: common questions
Is The Atlanta National Bank FDIC insured?
Yes. The Atlanta National Bank is an FDIC-insured institution (FDIC certificate #3601). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Atlanta National Bank's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Atlanta National Bank ever failed?
There is no failure record for FDIC certificate #3601 in the FDIC failed bank list.
How many branches does The Atlanta National Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Atlanta
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Country Trust BankBank Bloomington, IL | 93 out of 100, Very strong | $42.3M | 78.7% | 0.00% | vs |
| Farmers State Bank of EmdenBank Emden, IL | 91 out of 100, Very strong | $37.8M | 29.6% | 0.00% | vs |
| Bloomington Municipal Credit UnionCredit union Bloomington, IL | 87 out of 100, Very strong | $45.7M | 13.5% | 0.10% | vs |
| Scott State BankBank Bethany, IL | 86 out of 100, Very strong | $203.5M | 13.7% | 0.24% | vs |
| Iaa Credit UnionCredit union Bloomington, IL | 84 out of 100, Strong | $415.0M | 14.0% | 0.47% | vs |
| Heartland Bank and Trust CompanyBank Bloomington, IL | 80 out of 100, Strong | $6.7B | 11.9% | 0.19% | vs |