Side-by-side · Q2 2026 data
The Baltic State Bank vs Adelphi Bank
Metric by metric
| Measure | The Baltic State Bank | Adelphi Bank |
|---|---|---|
| TellerScore | 68 | 80 (stronger) |
| Capital cushion | 28 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 64 (stronger) | 25 |
| Funding & liquidity | 76 (stronger) | 64 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 37th | 77th |
| Total assets | $129.6M | $124.5M |
| Deposits / shares | $119.6M | $104.2M |
| Capital ratio | 7.81% | 15.82% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.11% (stronger) | 0.13% |
| Loans ÷ deposits | 84.3% (stronger) | 93.2% |
| Uninsured deposits | 13.8% (stronger) | 18.3% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Adelphi Bank has the higher TellerScore (80 vs 68). On the 6 directional measures above (where higher or lower is clearly better), The Baltic State Bank leads on 4 and Adelphi Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.