Side-by-side · Q2 2026 data
The Baltic State Bank vs Woodsfield Savings Bank
Metric by metric
| Measure | The Baltic State Bank | Woodsfield Savings Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 61 |
| Capital cushion | 28 | 36 (stronger) |
| Loan quality | 100 (stronger) | 69 |
| Earnings | 64 | 64 |
| Funding & liquidity | 76 | 82 (stronger) |
| Problem-loan coverage | 100 (stronger) | 83 |
| Peer percentile | 37th | 20th |
| Total assets | $129.6M | $123.3M |
| Deposits / shares | $119.6M | $112.7M |
| Capital ratio | 7.81% | 8.61% (stronger) |
| Problem loans | 0.00% (stronger) | 0.92% |
| Net charge-offs | -0.01% (stronger) | 0.06% |
| Return on assets | 1.11% (stronger) | 1.10% |
| Loans ÷ deposits | 84.3% | 78.5% (stronger) |
| Uninsured deposits | 13.8% | 10.4% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Baltic State Bank has the higher TellerScore (68 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Baltic State Bank leads on 4 and Woodsfield Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.