Side-by-side · Q2 2026 data
The Bank vs Calcasieu Parish Employees Federal Credit Union
Credit union
Calcasieu Parish Employees Federal Credit Union
Lake Charles, Louisiana · Under $100 million in assets
Metric by metric
| Measure | The Bank | Calcasieu Parish Employees Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 70 |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 84 (stronger) | 50 |
| Earnings | 90 (stronger) | 28 |
| Funding & liquidity | 75 | 88 (stronger) |
| Problem-loan coverage | 93 (stronger) | 89 |
| Peer percentile | 84th | 40th |
| Total assets | $462.0M | $18.6M |
| Deposits / shares | $396.3M | $15.5M |
| Capital ratio | 12.76% | 16.46% (stronger) |
| Problem loans | 0.48% (stronger) | 1.51% |
| Net charge-offs | 0.15% (stronger) | 0.39% |
| Return on assets | 1.75% (stronger) | 0.20% |
| Loans ÷ deposits | 82.8% | 72.2% (stronger) |
| Uninsured deposits | 17.4% | 0.0% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.6% | — |
The Bank has the higher TellerScore (83 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Bank leads on 4 and Calcasieu Parish Employees Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.