Side-by-side · Q2 2026 data
The Bank vs Southwest Louisiana Credit Union
Credit union
Southwest Louisiana Credit Union
Lake Charles, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | The Bank | Southwest Louisiana Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 70 |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 84 (stronger) | 52 |
| Earnings | 90 (stronger) | 45 |
| Funding & liquidity | 75 (stronger) | 63 |
| Problem-loan coverage | 93 (stronger) | 84 |
| Peer percentile | 84th | 51st |
| Total assets | $462.0M | $182.6M |
| Deposits / shares | $396.3M | $154.4M |
| Capital ratio | 12.76% | 15.84% (stronger) |
| Problem loans | 0.48% (stronger) | 1.45% |
| Net charge-offs | 0.15% (stronger) | 0.81% |
| Return on assets | 1.75% (stronger) | 0.61% |
| Loans ÷ deposits | 82.8% (stronger) | 97.5% |
| Uninsured deposits | 17.4% | 3.3% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.6% | 24.5% |
The Bank has the higher TellerScore (83 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Bank leads on 5 and Southwest Louisiana Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.