Side-by-side · Q2 2026 data
The Bank, National Association vs FNB Community Bank
Metric by metric
| Measure | The Bank, National Association | FNB Community Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 52 |
| Capital cushion | 59 (stronger) | 55 |
| Loan quality | 57 (stronger) | 22 |
| Earnings | 85 (stronger) | 65 |
| Funding & liquidity | 73 | 73 |
| Problem-loan coverage | 82 (stronger) | 61 |
| Peer percentile | 37th | 8th |
| Total assets | $488.1M | $480.2M |
| Deposits / shares | $442.8M | $430.3M |
| Capital ratio | 10.85% (stronger) | 10.54% |
| Problem loans | 1.30% (stronger) | 2.35% |
| Net charge-offs | 0.01% (stronger) | 0.36% |
| Return on assets | 1.63% (stronger) | 1.14% |
| Loans ÷ deposits | 73.8% | 69.4% (stronger) |
| Uninsured deposits | 26.8% (stronger) | 30.7% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.3% |
The Bank, National Association has the higher TellerScore (68 vs 52). On the 7 directional measures above (where higher or lower is clearly better), The Bank, National Association leads on 6 and FNB Community Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.