Side-by-side · Q2 2026 data
The Bank of Advance vs St. Augustine Credit Union
Metric by metric
| Measure | The Bank of Advance | St. Augustine Credit Union |
|---|---|---|
| TellerScore | 81 | 83 (stronger) |
| Capital cushion | 80 | 94 (stronger) |
| Loan quality | 75 | 100 (stronger) |
| Earnings | 100 (stronger) | 45 |
| Funding & liquidity | 57 | 72 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 80th | 72nd |
| Total assets | $509.9M | $1.5M |
| Deposits / shares | $438.7M | $1.3M |
| Capital ratio | 13.01% | 14.42% (stronger) |
| Problem loans | 0.75% | 0.00% (stronger) |
| Net charge-offs | 0.13% | 0.00% (stronger) |
| Return on assets | 2.42% (stronger) | 0.63% |
| Loans ÷ deposits | 91.6% | 88.3% (stronger) |
| Uninsured deposits | 25.4% | 0.0% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Augustine Credit Union has the higher TellerScore (83 vs 81). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Advance leads on 1 and St. Augustine Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.