Side-by-side · Q2 2026 data
The Bank of Grain Valley vs K.C. Area Credit Union
Metric by metric
| Measure | The Bank of Grain Valley | K.C. Area Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 76 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 64 |
| Earnings | 100 (stronger) | 29 |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 99th | 54th |
| Total assets | $110.6M | $11.4M |
| Deposits / shares | $85.3M | $9.4M |
| Capital ratio | 23.96% (stronger) | 17.20% |
| Problem loans | 0.00% (stronger) | 1.09% |
| Net charge-offs | 0.00% (stronger) | 2.04% |
| Return on assets | 2.14% (stronger) | 0.22% |
| Loans ÷ deposits | 77.1% | 42.1% (stronger) |
| Uninsured deposits | 32.1% | 0.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Grain Valley has the higher TellerScore (95 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Grain Valley leads on 5 and K.C. Area Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.