Side-by-side · Q2 2026 data
The Bank of Magnolia Company vs Brewster Federal Credit Union
Metric by metric
| Measure | The Bank of Magnolia Company | Brewster Federal Credit Union |
|---|---|---|
| TellerScore | 89 | 95 (stronger) |
| Capital cushion | 80 | 100 (stronger) |
| Loan quality | 96 (stronger) | 81 |
| Earnings | 88 | 100 (stronger) |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 94th | 96th |
| Total assets | $107.8M | $32.9M |
| Deposits / shares | $92.8M | $26.7M |
| Capital ratio | 12.96% | 18.41% (stronger) |
| Problem loans | 0.12% (stronger) | 0.56% |
| Net charge-offs | 0.00% | -0.06% (stronger) |
| Return on assets | 1.71% | 2.32% (stronger) |
| Loans ÷ deposits | 73.2% | 59.1% (stronger) |
| Uninsured deposits | 13.9% | 5.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Brewster Federal Credit Union has the higher TellerScore (95 vs 89). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Magnolia Company leads on 1 and Brewster Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.