Side-by-side · Q2 2026 data
The Bank of Magnolia Company vs Cleveland Selfreliance Federal Credit Union
Credit union
Cleveland Selfreliance Federal Credit Union
Parma, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The Bank of Magnolia Company | Cleveland Selfreliance Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 88 |
| Capital cushion | 80 | 100 (stronger) |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 88 (stronger) | 40 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 94th | 92nd |
| Total assets | $107.8M | $113.7M |
| Deposits / shares | $92.8M | $93.8M |
| Capital ratio | 12.96% | 17.30% (stronger) |
| Problem loans | 0.12% | 0.01% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.71% (stronger) | 0.49% |
| Loans ÷ deposits | 73.2% | 27.4% (stronger) |
| Uninsured deposits | 13.9% (stronger) | 14.6% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Magnolia Company has the higher TellerScore (89 vs 88). On the 6 directional measures above (where higher or lower is clearly better), The Bank of Magnolia Company leads on 3 and Cleveland Selfreliance Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.