Side-by-side · Q2 2026 data
The Bank of Magnolia Company vs Community One Credit Union of Ohio
Metric by metric
| Measure | The Bank of Magnolia Company | Community One Credit Union of Ohio |
|---|---|---|
| TellerScore | 89 (stronger) | 80 |
| Capital cushion | 80 | 80 |
| Loan quality | 96 (stronger) | 79 |
| Earnings | 88 (stronger) | 64 |
| Funding & liquidity | 87 | 92 (stronger) |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 94th | 78th |
| Total assets | $107.8M | $129.3M |
| Deposits / shares | $92.8M | $113.4M |
| Capital ratio | 12.96% | 12.97% (stronger) |
| Problem loans | 0.12% (stronger) | 0.62% |
| Net charge-offs | 0.00% (stronger) | 0.53% |
| Return on assets | 1.71% (stronger) | 1.11% |
| Loans ÷ deposits | 73.2% | 68.1% (stronger) |
| Uninsured deposits | 13.9% | 7.4% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
The Bank of Magnolia Company has the higher TellerScore (89 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Magnolia Company leads on 4 and Community One Credit Union of Ohio on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.