Side-by-side · Q2 2026 data
The Bank of Magnolia Company vs Dover-Phila Federal Credit Union
Metric by metric
| Measure | The Bank of Magnolia Company | Dover-Phila Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 83 |
| Capital cushion | 80 | 83 (stronger) |
| Loan quality | 96 (stronger) | 70 |
| Earnings | 88 (stronger) | 81 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 94th | 83rd |
| Total assets | $107.8M | $812.6M |
| Deposits / shares | $92.8M | $718.6M |
| Capital ratio | 12.96% | 13.28% (stronger) |
| Problem loans | 0.12% (stronger) | 0.91% |
| Net charge-offs | 0.00% (stronger) | 0.12% |
| Return on assets | 1.71% (stronger) | 1.52% |
| Loans ÷ deposits | 73.2% | 39.8% (stronger) |
| Uninsured deposits | 13.9% | 6.0% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Magnolia Company has the higher TellerScore (89 vs 83). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Magnolia Company leads on 4 and Dover-Phila Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.