Side-by-side · Q2 2026 data
The Bank of Magnolia Company vs First Mutual Bank, FSB
Metric by metric
| Measure | The Bank of Magnolia Company | First Mutual Bank, FSB |
|---|---|---|
| TellerScore | 89 (stronger) | 63 |
| Capital cushion | 80 (stronger) | 46 |
| Loan quality | 96 (stronger) | 82 |
| Earnings | 88 (stronger) | 32 |
| Funding & liquidity | 87 (stronger) | 86 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 94th | 24th |
| Total assets | $107.8M | $109.9M |
| Deposits / shares | $92.8M | $90.6M |
| Capital ratio | 12.96% (stronger) | 9.60% |
| Problem loans | 0.12% (stronger) | 0.55% |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 1.71% (stronger) | 0.29% |
| Loans ÷ deposits | 73.2% (stronger) | 74.3% |
| Uninsured deposits | 13.9% | 11.9% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Magnolia Company has the higher TellerScore (89 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Magnolia Company leads on 6 and First Mutual Bank, FSB on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.