Side-by-side · Q2 2026 data
The Bank of Magnolia Company vs Firstenergy Family Credit Union
Metric by metric
| Measure | The Bank of Magnolia Company | Firstenergy Family Credit Union |
|---|---|---|
| TellerScore | 89 | 93 (stronger) |
| Capital cushion | 80 | 100 (stronger) |
| Loan quality | 96 (stronger) | 82 |
| Earnings | 88 | 95 (stronger) |
| Funding & liquidity | 87 | 91 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 94th | 94th |
| Total assets | $107.8M | $47.2M |
| Deposits / shares | $92.8M | $39.4M |
| Capital ratio | 12.96% | 16.47% (stronger) |
| Problem loans | 0.12% (stronger) | 0.53% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.71% | 1.88% (stronger) |
| Loans ÷ deposits | 73.2% | 69.4% (stronger) |
| Uninsured deposits | 13.9% | 3.2% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Firstenergy Family Credit Union has the higher TellerScore (93 vs 89). On the 6 directional measures above (where higher or lower is clearly better), The Bank of Magnolia Company leads on 1 and Firstenergy Family Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.