Side-by-side · Q2 2026 data
The Bank of Magnolia Company vs The Baltic State Bank
Metric by metric
| Measure | The Bank of Magnolia Company | The Baltic State Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 68 |
| Capital cushion | 80 (stronger) | 28 |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 88 (stronger) | 64 |
| Funding & liquidity | 87 (stronger) | 76 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 94th | 37th |
| Total assets | $107.8M | $129.6M |
| Deposits / shares | $92.8M | $119.6M |
| Capital ratio | 12.96% (stronger) | 7.81% |
| Problem loans | 0.12% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.71% (stronger) | 1.11% |
| Loans ÷ deposits | 73.2% (stronger) | 84.3% |
| Uninsured deposits | 13.9% | 13.8% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Magnolia Company has the higher TellerScore (89 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Magnolia Company leads on 4 and The Baltic State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.