Side-by-side · Q2 2026 data
The Bank of Magnolia Company vs Warsaw Federal Savings and Loan Association
Bank
Warsaw Federal Savings and Loan Association
Cincinnati, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The Bank of Magnolia Company | Warsaw Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 89 (stronger) | 53 |
| Capital cushion | 80 (stronger) | 71 |
| Loan quality | 96 (stronger) | 57 |
| Earnings | 88 (stronger) | 17 |
| Funding & liquidity | 87 (stronger) | 40 |
| Problem-loan coverage | 99 (stronger) | 80 |
| Peer percentile | 94th | 9th |
| Total assets | $107.8M | $108.5M |
| Deposits / shares | $92.8M | $71.9M |
| Capital ratio | 12.96% (stronger) | 12.10% |
| Problem loans | 0.12% (stronger) | 1.30% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.71% (stronger) | -0.08% |
| Loans ÷ deposits | 73.2% (stronger) | 124.0% |
| Uninsured deposits | 13.9% (stronger) | 23.8% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.7% |
The Bank of Magnolia Company has the higher TellerScore (89 vs 53). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Magnolia Company leads on 7 and Warsaw Federal Savings and Loan Association on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.