Side-by-side · Q2 2026 data
The Bank of Marion vs First Community Bank
Metric by metric
| Measure | The Bank of Marion | First Community Bank |
|---|---|---|
| TellerScore | 71 | 75 (stronger) |
| Capital cushion | 64 (stronger) | 52 |
| Loan quality | 63 | 77 (stronger) |
| Earnings | 77 | 100 (stronger) |
| Funding & liquidity | 79 (stronger) | 73 |
| Problem-loan coverage | 83 | 94 (stronger) |
| Peer percentile | 47th | 77th |
| Total assets | $634.1M | $3.6B |
| Deposits / shares | $535.9M | $3.0B |
| Capital ratio | 11.37% (stronger) | 10.23% |
| Problem loans | 1.12% | 0.70% (stronger) |
| Net charge-offs | 0.14% (stronger) | 0.17% |
| Return on assets | 1.43% | 2.05% (stronger) |
| Loans ÷ deposits | 81.3% | 79.9% (stronger) |
| Uninsured deposits | 13.7% (stronger) | 21.3% |
| Offices | 17 | 62 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.9% | 30.8% |
First Community Bank has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Marion leads on 3 and First Community Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Marion, VA
- Bristol, VA
- Abingdon, VA
- Johnson City, TN
- Radford, VA
- Gate City, VA
- Glade Spring, VA
- Max Meadows, VA