Side-by-side · Q2 2026 data
The Bank of New York Mellon Trust Company, National Association vs Usc Credit Union
Bank
The Bank of New York Mellon Trust Company, National Association
Los Angeles, California · $1 billion – $10 billion
Metric by metric
| Measure | The Bank of New York Mellon Trust Company, National Association | Usc Credit Union |
|---|---|---|
| TellerScore | 100 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 100 (stronger) | 76 |
| Earnings | 100 (stronger) | 39 |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 100th | 24th |
| Total assets | $1.4B | $741.1M |
| Deposits / shares | $2.2M | $638.3M |
| Capital ratio | 63.50% (stronger) | 10.28% |
| Problem loans | 0.00% (stronger) | 0.73% |
| Net charge-offs | 0.00% (stronger) | 0.52% |
| Return on assets | 15.27% (stronger) | 0.48% |
| Loans ÷ deposits | 0.0% (stronger) | 94.4% |
| Uninsured deposits | 11.2% | 8.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.7% |
The Bank of New York Mellon Trust Company, National Association has the higher TellerScore (100 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Bank of New York Mellon Trust Company, National Association leads on 6 and Usc Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.