Side-by-side · Q2 2026 data
The Bank of Princeton vs New Jersey Law and Public Safety Credit Union
Credit union
New Jersey Law and Public Safety Credit Union
Trenton, New Jersey · Under $100 million in assets
Metric by metric
| Measure | The Bank of Princeton | New Jersey Law and Public Safety Credit Union |
|---|---|---|
| TellerScore | 68 | 93 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 69 | 90 (stronger) |
| Earnings | 69 | 90 (stronger) |
| Funding & liquidity | 51 | 83 (stronger) |
| Problem-loan coverage | 89 | 98 (stronger) |
| Peer percentile | 49th | 94th |
| Total assets | $2.3B | $63.9M |
| Deposits / shares | $1.9B | $51.2M |
| Capital ratio | 11.69% | 19.65% (stronger) |
| Problem loans | 0.92% | 0.31% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.22% |
| Return on assets | 1.23% | 1.74% (stronger) |
| Loans ÷ deposits | 90.3% | 76.9% (stronger) |
| Uninsured deposits | 31.5% | 3.4% (stronger) |
| Offices | 36 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.3% | 0.0% |
New Jersey Law and Public Safety Credit Union has the higher TellerScore (93 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Princeton leads on 1 and New Jersey Law and Public Safety Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.