Side-by-side · Q2 2026 data
The Bendena State Bank vs District One Highway Credit Union
Credit union
District One Highway Credit Union
Saint Joseph, Missouri · Under $100 million in assets
Metric by metric
| Measure | The Bendena State Bank | District One Highway Credit Union |
|---|---|---|
| TellerScore | 77 | 94 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 85 (stronger) | 68 |
| Funding & liquidity | 68 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 68th | 95th |
| Total assets | $131.5M | $30.5M |
| Deposits / shares | $114.7M | $24.6M |
| Capital ratio | 9.96% | 18.78% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.00% | -0.03% (stronger) |
| Return on assets | 1.64% (stronger) | 1.20% |
| Loans ÷ deposits | 74.8% | 28.9% (stronger) |
| Uninsured deposits | 30.6% | 3.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.5% | — |
District One Highway Credit Union has the higher TellerScore (94 vs 77). On the 6 directional measures above (where higher or lower is clearly better), The Bendena State Bank leads on 1 and District One Highway Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.