Headquartered in Bendena, Kansas, The Bendena State Bank is a state-chartered bank with $131.5M in total assets and $114.7M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1904.
The Bendena State Bank has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 82nd. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (50/100, 9.96%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (78 → 77).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 72 |
| Q4 2024 | 73 |
| Q1 2025 | 77 |
| Q2 2025 | 78 |
| Q3 2025 | 73 |
| Q4 2025 | 77 |
| Q1 2026 | 77 |
| Q2 2026 | 77 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.95% |
| Q3 2024 | 9.05% |
| Q4 2024 | 9.18% |
| Q1 2025 | 9.45% |
| Q2 2025 | 9.93% |
| Q3 2025 | 9.94% |
| Q4 2025 | 9.72% |
| Q1 2026 | 9.76% |
| Q2 2026 | 9.96% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.53% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.41% |
| Q3 2024 | 1.37% |
| Q4 2024 | 1.38% |
| Q1 2025 | 1.77% |
| Q2 2025 | 1.71% |
| Q3 2025 | 1.77% |
| Q4 2025 | 1.66% |
| Q1 2026 | 1.63% |
| Q2 2026 | 1.64% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $131.5M | 9.96% | 0.00% | 1.64% | 74.8% |
| Q1 2026 | 77 | $132.2M | 9.76% | 0.00% | 1.63% | 70.2% |
| Q4 2025 | 77 | $130.9M | 9.72% | 0.00% | 1.66% | 75.3% |
| Q3 2025 | 73 | $113.4M | 9.94% | 0.53% | 1.77% | 76.0% |
| Q2 2025 | 78 | $108.4M | 9.93% | 0.00% | 1.71% | 74.7% |
| Q1 2025 | 77 | $105.1M | 9.45% | 0.00% | 1.77% | 69.9% |
| Q4 2024 | 73 | $111.9M | 9.18% | 0.00% | 1.38% | 79.5% |
| Q3 2024 | 72 | $108.2M | 9.05% | 0.00% | 1.37% | 78.3% |
| Q2 2024 | 73 | $107.2M | 8.95% | 0.00% | 1.41% | 75.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Riley State Bank of Riley, KansasBank Riley, KS | 78 out of 100, Strong | $132.0M | 10.5% | 0.00% | vs |
| Community Bank of Wichita, Inc.Bank Wichita, KS | 63 out of 100, Moderate | $128.3M | 8.6% | 0.72% | vs |
| The Stockgrowers State BankBank Maple Hill, KS | 83 out of 100, Strong | $128.3M | 11.6% | 0.13% | vs |
| The State Bank of BernBank Bern, KS | 95 out of 100, Very strong | $128.2M | 17.3% | 0.00% | vs |
| Bison State BankBank Bison, KS | 68 out of 100, Moderate | $125.8M | 10.3% | 0.32% | vs |
| The Citizens State BankBank Hugoton, KS | 80 out of 100, Strong | $137.5M | 13.5% | 0.30% | vs |
Deposit insurance
Is my money safe at The Bendena State Bank?
Yes. The Bendena State Bank is an FDIC-insured institution (FDIC certificate #17410). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 30.6% of deposits ($35.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.96%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.81% (benchmark: 10%).
3 locations
Branches
The Bendena State Bank lists 3 offices in 3 cities. Most locations:
- Bendena, KS (1)
- Denton, KS (1)
- Highland, KS (1)
HMDA 2025
Mortgage lending
In 2025, The Bendena State Bank reported 54 home-loan applications under HMDA (LEI 2549003L98A6Z3YX9T46): 43 originated ($5,665,000 total), 4 denied, and 7 withdrawn or closed by the applicant. Its denial rate on decided applications was 8.5%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- The Bendena State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 17410
- RSSD ID
- 1008151
- Primary regulator
- FDIC
- Holding company
- Bendena Bancshares Inc
- Established
- January 1, 1904
- Headquarters
- 933 Friendship Rd, Bendena, KS 66008
- Website
- www.bendenastatebank.com
- Employees
- 16
Quick answers
The Bendena State Bank: common questions
Is The Bendena State Bank FDIC insured?
Yes. The Bendena State Bank is an FDIC-insured institution (FDIC certificate #17410). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Bendena State Bank's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Bendena State Bank ever failed?
There is no failure record for FDIC certificate #17410 in the FDIC failed bank list.
How many branches does The Bendena State Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Bendena
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens State Bank and Trust CompanyBank Hiawatha, KS | 95 out of 100, Very strong | $103.6M | 18.3% | 0.21% | vs |
| District One Highway Credit UnionCredit union Saint Joseph, MO | 94 out of 100, Very strong | $30.5M | 18.8% | 0.00% | vs |
| Exchange Bank & TrustBank Atchison, KS | 88 out of 100, Very strong | $626.8M | 13.0% | 0.23% | vs |
| The Nodaway Valley BankBank Maryville, MO | 87 out of 100, Very strong | $1.6B | 11.6% | 0.00% | vs |
| Goetz Credit UnionCredit union St Joseph, MO | 85 out of 100, Very strong | $89.6M | 15.7% | 0.50% | vs |
| HNB National BankBank Hannibal, MO | 81 out of 100, Strong | $1.3B | 9.7% | 0.06% | vs |