Side-by-side · Q2 2026 data
The Cape Cod Five Cents Savings Bank vs Middlesex Savings Bank
Metric by metric
| Measure | The Cape Cod Five Cents Savings Bank | Middlesex Savings Bank |
|---|---|---|
| TellerScore | 68 | 79 (stronger) |
| Capital cushion | 61 | 84 (stronger) |
| Loan quality | 84 | 89 (stronger) |
| Earnings | 50 (stronger) | 49 |
| Funding & liquidity | 63 | 80 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 49th | 88th |
| Total assets | $5.6B | $6.1B |
| Deposits / shares | $4.6B | $5.2B |
| Capital ratio | 11.11% | 13.44% (stronger) |
| Problem loans | 0.47% | 0.33% (stronger) |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 0.74% (stronger) | 0.72% |
| Loans ÷ deposits | 95.3% | 72.5% (stronger) |
| Uninsured deposits | 16.4% (stronger) | 22.4% |
| Offices | 22 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.3% |
Middlesex Savings Bank has the higher TellerScore (79 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Cape Cod Five Cents Savings Bank leads on 2 and Middlesex Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.