Side-by-side · Q2 2026 data
The Cape Cod Five Cents Savings Bank vs Needham Bank
Metric by metric
| Measure | The Cape Cod Five Cents Savings Bank | Needham Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 67 |
| Capital cushion | 61 (stronger) | 59 |
| Loan quality | 84 | 86 (stronger) |
| Earnings | 50 | 60 (stronger) |
| Funding & liquidity | 63 (stronger) | 44 |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 49th | 44th |
| Total assets | $5.6B | $7.4B |
| Deposits / shares | $4.6B | $6.3B |
| Capital ratio | 11.11% (stronger) | 10.89% |
| Problem loans | 0.47% | 0.43% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.47% |
| Return on assets | 0.74% | 1.01% (stronger) |
| Loans ÷ deposits | 95.3% (stronger) | 101.3% |
| Uninsured deposits | 16.4% (stronger) | 28.2% |
| Offices | 22 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.8% |
The Cape Cod Five Cents Savings Bank has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The Cape Cod Five Cents Savings Bank leads on 5 and Needham Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.