Side-by-side · Q2 2026 data
The Cincinnatus Savings & Loan Co. vs Myusa Credit Union
Metric by metric
| Measure | The Cincinnatus Savings & Loan Co. | Myusa Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 92 |
| Loan quality | 91 (stronger) | 22 |
| Earnings | 57 (stronger) | 40 |
| Funding & liquidity | 67 | 98 (stronger) |
| Problem-loan coverage | 98 (stronger) | 84 |
| Peer percentile | 86th | 31st |
| Total assets | $193.1M | $351.2M |
| Deposits / shares | $163.0M | $277.1M |
| Capital ratio | 15.26% (stronger) | 14.20% |
| Problem loans | 0.26% (stronger) | 2.34% |
| Net charge-offs | -0.11% (stronger) | 0.24% |
| Return on assets | 0.93% (stronger) | 0.50% |
| Loans ÷ deposits | 77.9% | 62.7% (stronger) |
| Uninsured deposits | 29.1% | 0.0% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 26.7% |
The Cincinnatus Savings & Loan Co. has the higher TellerScore (84 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Cincinnatus Savings & Loan Co. leads on 5 and Myusa Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.