Side-by-side · Q2 2026 data
The Citizens Bank of Clovis vs Cannon Federal Credit Union
Metric by metric
| Measure | The Citizens Bank of Clovis | Cannon Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 87 (stronger) |
| Capital cushion | 72 | 87 (stronger) |
| Loan quality | 99 (stronger) | 98 |
| Earnings | 75 (stronger) | 57 |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 84 | 99 (stronger) |
| Peer percentile | 77th | 91st |
| Total assets | $493.1M | $101.7M |
| Deposits / shares | $439.9M | $87.5M |
| Capital ratio | 12.16% | 13.68% (stronger) |
| Problem loans | 0.04% (stronger) | 0.06% |
| Net charge-offs | 0.16% (stronger) | 0.65% |
| Return on assets | 1.38% (stronger) | 0.92% |
| Loans ÷ deposits | 68.6% | 54.7% (stronger) |
| Uninsured deposits | 39.1% | 2.7% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cannon Federal Credit Union has the higher TellerScore (87 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank of Clovis leads on 3 and Cannon Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.