Side-by-side · Q2 2026 data
The Citizens Bank of Clovis vs Centinel Bank of Taos
Metric by metric
| Measure | The Citizens Bank of Clovis | Centinel Bank of Taos |
|---|---|---|
| TellerScore | 80 (stronger) | 79 |
| Capital cushion | 72 (stronger) | 42 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 65 | 73 (stronger) |
| Problem-loan coverage | 84 | 100 (stronger) |
| Peer percentile | 77th | 75th |
| Total assets | $493.1M | $424.8M |
| Deposits / shares | $439.9M | $387.6M |
| Capital ratio | 12.16% (stronger) | 9.22% |
| Problem loans | 0.04% | 0.00% (stronger) |
| Net charge-offs | 0.16% | 0.00% (stronger) |
| Return on assets | 1.38% | 2.10% (stronger) |
| Loans ÷ deposits | 68.6% | 42.5% (stronger) |
| Uninsured deposits | 39.1% (stronger) | 39.4% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens Bank of Clovis has the higher TellerScore (80 vs 79). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank of Clovis leads on 3 and Centinel Bank of Taos on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.