Side-by-side · Q2 2026 data
The Citizens Bank of Clovis vs Four Corners Community Bank
Metric by metric
| Measure | The Citizens Bank of Clovis | Four Corners Community Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 75 |
| Capital cushion | 72 (stronger) | 46 |
| Loan quality | 99 (stronger) | 88 |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 65 (stronger) | 62 |
| Problem-loan coverage | 84 | 95 (stronger) |
| Peer percentile | 77th | 61st |
| Total assets | $493.1M | $662.3M |
| Deposits / shares | $439.9M | $569.1M |
| Capital ratio | 12.16% (stronger) | 9.62% |
| Problem loans | 0.04% (stronger) | 0.35% |
| Net charge-offs | 0.16% (stronger) | 0.18% |
| Return on assets | 1.38% | 2.06% (stronger) |
| Loans ÷ deposits | 68.6% (stronger) | 77.8% |
| Uninsured deposits | 39.1% | 33.0% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens Bank of Clovis has the higher TellerScore (80 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Citizens Bank of Clovis leads on 5 and Four Corners Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.