Side-by-side · Q2 2026 data
The Citizens State Bank vs Bank of the Plains
Metric by metric
| Measure | The Citizens State Bank | Bank of the Plains |
|---|---|---|
| TellerScore | 65 | 71 (stronger) |
| Capital cushion | 48 (stronger) | 43 |
| Loan quality | 57 | 85 (stronger) |
| Earnings | 100 (stronger) | 91 |
| Funding & liquidity | 55 | 66 (stronger) |
| Problem-loan coverage | 77 | 92 (stronger) |
| Peer percentile | 29th | 47th |
| Total assets | $442.4M | $445.6M |
| Deposits / shares | $381.2M | $390.5M |
| Capital ratio | 9.76% (stronger) | 9.30% |
| Problem loans | 1.28% | 0.44% (stronger) |
| Net charge-offs | -0.01% (stronger) | -0.01% |
| Return on assets | 2.11% (stronger) | 1.77% |
| Loans ÷ deposits | 89.4% | 80.2% (stronger) |
| Uninsured deposits | 29.0% | 28.0% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of the Plains has the higher TellerScore (71 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Citizens State Bank leads on 3 and Bank of the Plains on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.