Bank of the Plains is a state-chartered bank headquartered in Plains, Kansas, in business for about 120 years. At the end of Q2 2026 it reported $445.6M in total assets and $390.5M in deposits, with 8 offices.
Bank of the Plains has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 124th. Problem-loan coverage contributes the most (92/100, 3.8%); capital cushion contributes the least (43/100, 9.30%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 11 points (60 → 71), mostly because the earnings component improved by 46 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 60 |
| Q4 2024 | 58 |
| Q1 2025 | 58 |
| Q2 2025 | 60 |
| Q3 2025 | 59 |
| Q4 2025 | 62 |
| Q1 2026 | 72 |
| Q2 2026 | 71 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.44% |
| Q3 2024 | 8.69% |
| Q4 2024 | 8.75% |
| Q1 2025 | 8.74% |
| Q2 2025 | 8.82% |
| Q3 2025 | 8.88% |
| Q4 2025 | 9.17% |
| Q1 2026 | 8.78% |
| Q2 2026 | 9.30% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.45% |
| Q3 2024 | 0.52% |
| Q4 2024 | 0.74% |
| Q1 2025 | 0.65% |
| Q2 2025 | 0.61% |
| Q3 2025 | 0.74% |
| Q4 2025 | 0.50% |
| Q1 2026 | 0.49% |
| Q2 2026 | 0.44% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.80% |
| Q3 2024 | 0.76% |
| Q4 2024 | 0.75% |
| Q1 2025 | 0.57% |
| Q2 2025 | 0.62% |
| Q3 2025 | 0.68% |
| Q4 2025 | 0.68% |
| Q1 2026 | 2.35% |
| Q2 2026 | 1.77% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $445.6M | 9.30% | 0.44% | 1.77% | 80.2% |
| Q1 2026 | 72 | $445.9M | 8.78% | 0.49% | 2.35% | 77.0% |
| Q4 2025 | 62 | $445.5M | 9.17% | 0.50% | 0.68% | 81.7% |
| Q3 2025 | 59 | $438.9M | 8.88% | 0.74% | 0.68% | 81.3% |
| Q2 2025 | 60 | $441.8M | 8.82% | 0.61% | 0.62% | 79.2% |
| Q1 2025 | 58 | $435.7M | 8.74% | 0.65% | 0.57% | 81.3% |
| Q4 2024 | 58 | $435.2M | 8.75% | 0.74% | 0.75% | 88.5% |
| Q3 2024 | 60 | $417.7M | 8.69% | 0.52% | 0.76% | 81.1% |
| Q2 2024 | 60 | $417.8M | 8.44% | 0.45% | 0.80% | 78.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Citizens State BankBank Marysville, KS | 65 out of 100, Moderate | $442.4M | 9.8% | 1.28% | vs |
| The Citizens State BankBank Moundridge, KS | 95 out of 100, Very strong | $450.6M | 14.4% | 0.01% | vs |
| The Denison State BankBank Holton, KS | 87 out of 100, Very strong | $453.6M | 17.5% | 1.08% | vs |
| The Union State Bank of EverestBank Everest, KS | 68 out of 100, Moderate | $427.3M | 10.0% | 1.06% | vs |
| Astra BankBank Scandia, KS | 70 out of 100, Strong | $423.3M | 9.3% | 0.03% | vs |
| Solutions North BankBank Stockton, KS | 77 out of 100, Strong | $469.5M | 10.9% | 0.28% | vs |
Deposit insurance
Is my money safe at Bank of the Plains?
Yes. Bank of the Plains is an FDIC-insured institution (FDIC certificate #18118). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 28.0% of deposits ($109.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.30%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.10% (benchmark: 10%).
8 locations
Branches
Bank of the Plains lists 8 offices in 8 cities. Most locations:
- Anthony, KS (1)
- Great Bend, KS (1)
- Harper, KS (1)
- Hutchinson, KS (1)
- Liberal, KS (1)
- Plains, KS (1)
- Salina, KS (1)
- Sterling, KS (1)
Identity & history
Profile
- Legal name
- Bank of the Plains
- Former names
- The Plains State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 18118
- RSSD ID
- 302553
- Primary regulator
- FDIC
- Holding company
- Plains Bancshares Inc
- Established
- January 1, 1906
- Headquarters
- 411 Grand Ave, Plains, KS 67869
- Website
- www.bankoftheplains.com
- Employees
- 78
Quick answers
Bank of the Plains: common questions
Is Bank of the Plains FDIC insured?
Yes. Bank of the Plains is an FDIC-insured institution (FDIC certificate #18118). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of the Plains's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of the Plains ever failed?
There is no failure record for FDIC certificate #18118 in the FDIC failed bank list.
How many branches does Bank of the Plains have?
8 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Plains
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Stockgrowers State Bank of Ashland, KansasBank Ashland, KS | 89 out of 100, Very strong | $227.1M | 14.1% | 0.00% | vs |
| Bank 7Bank Oklahoma City, OK | 86 out of 100, Very strong | $1.9B | 13.9% | 0.39% | vs |
| The Community BankBank Liberal, KS | 85 out of 100, Very strong | $173.5M | 12.8% | 0.04% | vs |
| Integrity BankBank Montezuma, KS | 80 out of 100, Strong | $99.7M | 10.3% | 0.00% | vs |
| Centera BankBank Sublette, KS | 78 out of 100, Strong | $318.1M | 9.6% | 0.01% | vs |
| Golden Plains Credit UnionCredit union Garden City, KS | 70 out of 100, Strong | $1.0B | 13.2% | 1.06% | vs |