The Citizens State Bank (FDIC certificate #14269) is based in Marysville, Kansas. Its Q2 2026 call report shows $442.4M in total assets and $381.2M in deposits and 4 offices.
Based on its Q2 2026 filing, The Citizens State Bank scores 65/100, which we describe as moderate. That is higher than only 29% of 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 150th. Its strongest component is earnings (100/100; 2.11%), and its lowest is capital cushion (48/100; 9.76%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 13 points (78 → 65), mostly because the loan quality component weakened by 42 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 78 |
| Q4 2024 | 78 |
| Q1 2025 | 78 |
| Q2 2025 | 78 |
| Q3 2025 | 64 |
| Q4 2025 | 64 |
| Q1 2026 | 64 |
| Q2 2026 | 65 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.12% |
| Q3 2024 | 9.98% |
| Q4 2024 | 9.83% |
| Q1 2025 | 9.95% |
| Q2 2025 | 10.06% |
| Q3 2025 | 9.91% |
| Q4 2025 | 9.91% |
| Q1 2026 | 9.79% |
| Q2 2026 | 9.76% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.06% |
| Q3 2024 | 0.05% |
| Q4 2024 | 0.02% |
| Q1 2025 | 0.11% |
| Q2 2025 | 0.03% |
| Q3 2025 | 1.34% |
| Q4 2025 | 1.39% |
| Q1 2026 | 1.42% |
| Q2 2026 | 1.28% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.10% |
| Q3 2024 | 2.08% |
| Q4 2024 | 1.99% |
| Q1 2025 | 2.61% |
| Q2 2025 | 2.35% |
| Q3 2025 | 2.19% |
| Q4 2025 | 2.07% |
| Q1 2026 | 2.16% |
| Q2 2026 | 2.11% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $442.4M | 9.76% | 1.28% | 2.11% | 89.4% |
| Q1 2026 | 64 | $436.1M | 9.79% | 1.42% | 2.16% | 85.5% |
| Q4 2025 | 64 | $430.2M | 9.91% | 1.39% | 2.07% | 90.0% |
| Q3 2025 | 64 | $416.8M | 9.91% | 1.34% | 2.19% | 93.7% |
| Q2 2025 | 78 | $417.2M | 10.06% | 0.03% | 2.35% | 91.8% |
| Q1 2025 | 78 | $410.6M | 9.95% | 0.11% | 2.61% | 87.6% |
| Q4 2024 | 78 | $415.7M | 9.83% | 0.02% | 1.99% | 91.5% |
| Q3 2024 | 78 | $406.7M | 9.98% | 0.05% | 2.08% | 91.0% |
| Q2 2024 | 78 | $397.5M | 10.12% | 0.06% | 2.10% | 91.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of the PlainsBank Plains, KS | 71 out of 100, Strong | $445.6M | 9.3% | 0.44% | vs |
| The Citizens State BankBank Moundridge, KS | 95 out of 100, Very strong | $450.6M | 14.4% | 0.01% | vs |
| The Denison State BankBank Holton, KS | 87 out of 100, Very strong | $453.6M | 17.5% | 1.08% | vs |
| The Union State Bank of EverestBank Everest, KS | 68 out of 100, Moderate | $427.3M | 10.0% | 1.06% | vs |
| Astra BankBank Scandia, KS | 70 out of 100, Strong | $423.3M | 9.3% | 0.03% | vs |
| Solutions North BankBank Stockton, KS | 77 out of 100, Strong | $469.5M | 10.9% | 0.28% | vs |
Deposit insurance
Is my money safe at The Citizens State Bank?
Yes. The Citizens State Bank is an FDIC-insured institution (FDIC certificate #14269). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 29.0% of deposits ($110.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.76%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
The Citizens State Bank lists 4 offices in 3 cities. Most locations:
- Marysville, KS (2)
- Hanover, KS (1)
- Waterville, KS (1)
Identity & history
Profile
- Legal name
- The Citizens State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 14269
- RSSD ID
- 572459
- Primary regulator
- FDIC
- Holding company
- Community Bancshares Marysville
- Established
- January 10, 1907
- Headquarters
- 800 Broadway, Marysville, KS 66508
- Website
- www.csbmarysville.com
- Employees
- 38
Quick answers
The Citizens State Bank: common questions
Is The Citizens State Bank FDIC insured?
Yes. The Citizens State Bank is an FDIC-insured institution (FDIC certificate #14269). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Citizens State Bank's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Citizens State Bank ever failed?
There is no failure record for FDIC certificate #14269 in the FDIC failed bank list.
How many branches does The Citizens State Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Marysville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The State Bank of BernBank Bern, KS | 95 out of 100, Very strong | $128.2M | 17.3% | 0.00% | vs |
| Heartland BankBank Geneva, NE | 80 out of 100, Strong | $911.1M | 10.3% | 0.13% | vs |
| United Bank & TrustBank Marysville, KS | 79 out of 100, Strong | $892.9M | 11.5% | 0.00% | vs |
| First Commerce BankBank Marysville, KS | 79 out of 100, Strong | $138.5M | 11.8% | 0.26% | vs |
| The Citizens State Bank and Trust CompanyBank Council Grove, KS | 75 out of 100, Strong | $96.1M | 9.0% | 0.11% | vs |
| Western National BankBank Chester, NE | 74 out of 100, Strong | $257.4M | 9.1% | 0.02% | vs |