Side-by-side · Q2 2026 data
The Citizens State Bank vs Solutions North Bank
Metric by metric
| Measure | The Citizens State Bank | Solutions North Bank |
|---|---|---|
| TellerScore | 65 | 77 (stronger) |
| Capital cushion | 48 | 59 (stronger) |
| Loan quality | 57 | 91 (stronger) |
| Earnings | 100 (stronger) | 76 |
| Funding & liquidity | 55 | 76 (stronger) |
| Problem-loan coverage | 77 | 97 (stronger) |
| Peer percentile | 29th | 68th |
| Total assets | $442.4M | $469.5M |
| Deposits / shares | $381.2M | $395.5M |
| Capital ratio | 9.76% | 10.90% (stronger) |
| Problem loans | 1.28% | 0.28% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.02% |
| Return on assets | 2.11% (stronger) | 1.40% |
| Loans ÷ deposits | 89.4% | 73.5% (stronger) |
| Uninsured deposits | 29.0% | 25.0% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Solutions North Bank has the higher TellerScore (77 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Citizens State Bank leads on 2 and Solutions North Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.