Side-by-side · Q2 2026 data
The Citizens State Bank of Cheney, Kansas vs Vintage Bank Kansas
Metric by metric
| Measure | The Citizens State Bank of Cheney, Kansas | Vintage Bank Kansas |
|---|---|---|
| TellerScore | 74 | 78 (stronger) |
| Capital cushion | 61 | 66 (stronger) |
| Loan quality | 57 | 82 (stronger) |
| Earnings | 100 (stronger) | 88 |
| Funding & liquidity | 85 (stronger) | 74 |
| Problem-loan coverage | 82 | 93 (stronger) |
| Peer percentile | 51st | 72nd |
| Total assets | $96.7M | $288.6M |
| Deposits / shares | $87.8M | $231.4M |
| Capital ratio | 11.10% | 11.56% (stronger) |
| Problem loans | 1.30% | 0.53% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.06% |
| Return on assets | 2.45% (stronger) | 1.70% |
| Loans ÷ deposits | 74.2% (stronger) | 77.4% |
| Uninsured deposits | 16.0% (stronger) | 22.8% |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.9% | 10.7% |
Vintage Bank Kansas has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Citizens State Bank of Cheney, Kansas leads on 4 and Vintage Bank Kansas on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.