Side-by-side · Q2 2026 data
The Clay City Banking Co. vs Security Bank, s.b.
Metric by metric
| Measure | The Clay City Banking Co. | Security Bank, s.b. |
|---|---|---|
| TellerScore | 68 | 70 (stronger) |
| Capital cushion | 52 (stronger) | 51 |
| Loan quality | 64 | 95 (stronger) |
| Earnings | 76 (stronger) | 47 |
| Funding & liquidity | 82 (stronger) | 75 |
| Problem-loan coverage | 85 | 98 (stronger) |
| Peer percentile | 37th | 43rd |
| Total assets | $253.3M | $244.5M |
| Deposits / shares | $227.8M | $185.5M |
| Capital ratio | 10.24% (stronger) | 10.09% |
| Problem loans | 1.09% | 0.16% (stronger) |
| Net charge-offs | 0.10% | -0.01% (stronger) |
| Return on assets | 1.40% (stronger) | 0.68% |
| Loans ÷ deposits | 70.5% (stronger) | 73.5% |
| Uninsured deposits | 22.0% (stronger) | 25.4% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.7% |
Security Bank, s.b. has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Clay City Banking Co. leads on 4 and Security Bank, s.b. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.